Effective Date: May 24, 2025
At OptimalLivingHub.net, we are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and interact with our services. By accessing or using our services, you agree to the terms of this Privacy Policy.
We collect Personal Information to better serve you, understand your needs, and improve our services. “Personal Information” refers to individually identifiable information from or about an individual, which may include, but is not limited to:
First and last name
Email address
Phone number
Mailing address (if provided)
IP address and device information (automatically collected)
Any other data voluntarily submitted through forms or user interactions
We collect this information when you:
Visit or navigate our website
Submit a form or sign up for alerts
Contact us for inquiries or support
Your Personal Information is used for legitimate business purposes, including but not limited to:
Sending alerts and communications related to financial wellness, auto insurance, and mortgage news
Personalizing your user experience
Responding to your inquiries and support requests
Maintaining, analyzing, and improving our services
Ensuring compliance with legal obligations
We do not sell your personal information to third parties.
By providing your information and opting in:
You agree to receive email and/or SMS communications from OptimalLivingHub.net.
SMS communications are limited to a maximum of 5 messages per month.
Message and data rates may apply depending on your mobile carrier.
You may reply HELP for help. For additional support, email us at info@OptimalLivingHub.net or call (855) 534-8381.
You can opt out at any time by texting STOP, QUIT, END, CANCEL, or UNSUBSCRIBE.
No mobile information will be shared or sold to third parties/affiliates for marketing/promotional purposes.
We implement robust security measures to protect your data, including encryption, firewall technology, and secure server hosting. While we strive to protect your information, no method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security but are committed to protecting your information to the best of our ability.
We do not rent or sell your personal information to third parties without your consent, except as required by law or as outlined in this policy. We may share your data in the following limited circumstances:
With service providers who support our operations (e.g., email platforms or analytics tools), under strict confidentiality agreements
If required by law, legal process, or government request
To protect our rights, users, or property
In the event of a business transaction such as a merger or acquisition, subject to confidentiality obligations
OptimalLivingHub.net adheres to strict guidelines regarding mobile user data:
No mobile information will be shared or sold to third parties or affiliates for marketing/promotional purposes. We do not express or imply to other companies or firms that you have given subscriber opt-in permission to someone other than OptimalLivingHub.net.
We maintain a clear and transparent opt-in process and will never misrepresent your consent.
Our website may use cookies and similar tracking technologies to enhance user experience, monitor analytics, and personalize content. You can control or disable cookies through your browser settings. Disabling cookies may affect the functionality of the website.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of those websites. We encourage you to read the privacy policies of any third-party sites you visit.
Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit Personal Information from minors. If we become aware that we have collected information from a child under 18, we will take steps to delete it promptly.
You have the right to access, correct, or delete your Personal Information. To request an update or deletion of your data, please contact us at info@OptimalLivingHub.net or call us at (855) 534-8381.
We reserve the right to update this Privacy Policy at any time. When we do, the updated date at the top of the page will reflect the change. We encourage users to frequently review this page for any updates to stay informed on how we are protecting your information.
If you have any questions or concerns regarding this Privacy Policy or the handling of your information, please contact us at:
OptimalLivingHub.net
412 Town Center East #1020
Bella Vista, AR 72714
Phone: (855) 534-8381
Email: info@OptimalLivingHub.net
