Effective Date: May 24, 2025
This Mobile Privacy Policy explains how OptimalLivingHub.net collects, uses, discloses, and protects mobile information when you engage with our services via a mobile device or opt into receiving mobile communications, including SMS alerts, from us.
By subscribing to our mobile alerts, you agree to the terms outlined below.
When you interact with OptimalLivingHub.net through your mobile device, we may collect specific types of information, including but not limited to:
Your mobile phone number
Mobile carrier information
Device type and operating system
Geolocation (if granted permission)
Message interaction metrics (e.g., open rates, click-throughs)
This information may be collected when you:
Opt into our SMS alert program
Use our website on a mobile browser
Submit forms through your mobile device
Interact with SMS communications (e.g., replying HELP or STOP)
We collect this data to optimize your mobile experience, ensure message delivery, and maintain the integrity of our mobile alert program.
The mobile information we collect is used solely for:
Delivering SMS alerts regarding financial wellness, auto insurance, and mortgage updates
Confirming message delivery or user engagement
Providing customer support based on incoming replies or inquiries
Ensuring user compliance with our Terms of Service
Meeting legal and regulatory obligations
We do not sell or share mobile information with third parties for marketing or promotional purposes.
By opting in to receive text messages from OptimalLivingHub.net, you are providing your express written consent to receive recurring SMS messages, including:
News and article alerts
Product and service updates
Promotions or reminders related to financial wellness, auto insurance, and mortgage topics
Your consent is not a condition of purchasing any product or service.
Maximum Message Frequency: You will receive no more than 5 messages per month.
Message and Data Rates: Standard message and data rates may apply depending on your wireless carrier.
Support: You can reply HELP at any time for assistance, or contact us directly at info@OptimalLivingHub.net or call (855) 534-8381.
Opt-Out Instructions: You may cancel at any time by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE.
OptimalLivingHub.net does not sell, rent, or share your mobile information to third parties for promotional or commercial gain. Additionally:
No mobile information will be shared or sold to third parties/affiliates for marketing/promotional purposes. We do not express or imply to other companies or firms that you have given subscriber opt-in permission to someone other than OptimalLivingHub.net.
Any third-party service providers who support our mobile program are contractually required to protect your information and may only use it to fulfill necessary technical operations (e.g., message delivery).
We retain mobile information only as long as necessary to:
Comply with legal obligations
Resolve disputes
Enforce our agreements
Operate our SMS messaging system
If you opt out, your number is flagged to prevent future messages, although we may retain it securely for compliance and audit purposes.
We implement commercially reasonable safeguards to protect mobile data against unauthorized access, loss, misuse, or alteration. These include:
Secure transmission methods (HTTPS, TLS)
Internal access controls
Carrier-approved protocols for message delivery and tracking
However, no electronic transmission is completely secure. By using our service, you acknowledge and accept this inherent risk.
You have the following rights regarding your mobile data:
Access: You may request a copy of the mobile information we have on file.
Correction: You can request we update incorrect information.
Deletion: You may request deletion of your mobile information, subject to compliance obligations.
Opt-Out: You can unsubscribe at any time by replying STOP.
To exercise any of these rights, email us at info@OptimalLivingHub.net or call (855) 534-8381.
Our mobile services are not intended for children under the age of 18. We do not knowingly collect or solicit mobile numbers or any personally identifiable information from minors. If you are a parent or guardian and believe your child has provided us with mobile information, please contact us to have it deleted.
This mobile policy applies to users within the United States. If you are accessing our services from outside the U.S., please be aware that your information will be transferred, stored, and processed in the United States, where our servers are located and operated.
We may update this Mobile Privacy Policy periodically to reflect changes in law, best practices, or technical adjustments. All updates will be posted on this page, and the “Effective Date” will be revised accordingly. Continued use of our mobile services after changes are made constitutes acceptance of the revised policy.
For any questions or concerns related to our mobile data practices or this Mobile Privacy Policy, please reach out to us at:
OptimalLivingHub.net
412 Town Center East #1020
Bella Vista, AR 72714
Phone: (855) 534-8381
Email: info@OptimalLivingHub.net
